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Millions Americans will be on the look out for jobs as the worst year ever for 2009 for unemployment. Putting Americans back to work is a New Year’s resolution for the USA. Some of Americans will find jobs for the year of 2010.

As the New Year begins for the 2010 year, companies will be hiring work for employment.

The outset for industries that will be hiring are on the outset for 2010:

1. Retail. The oulook stronger sales for the retail industries for the year 2010 are expected to increase. Looking for work in retail? Get paid to shop wanted for USA, Canada and U.K.
2. Entertainment. Increase game testers will be wanted by the game industry for Xbox 360, PlayStation 3, and Nintendo games. For the game industry are in game testers at home will increase for the year 2010 as Beta Game Testers at home.
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5. Financial.
6. Energy.
7. Health Care.

There is a surprise for the year 2009 going into 2010 for the retail sector as millions of jobs have been lost in the retail industry.

Also the automotive industry, many jobs have been lost in the automotive industry for the year 2009 going into 2010 such as layoffs and assembly plants and closing down for the automotive industry. However, when it comes to the automotive industry, consumers are not spending money buying cars.

Why would we see an increase in retail and the automotive industry?

The answer: we have to remember that the automotive industries have been cut very deeply. We have seen gains in the retail for the holiday season. The automotive industry over 11 million cars have sold. What this means is that the automotive industry is going to have to hire people back looking into the year of 2010.

What about the financial industry sector?

The answer: well another similar story, banks have been hit so hard, that they have started to recover, they are making their loans, and will fuel the growth for the year 2010. What this means is there will be an increase workers needed in the financial industry. The financial industry had to scale back for the recession but now we’ll have to upscale to hire more employees in the financial industry. We have now seen that they will start to hire more temporary workers and with those temporary workers, they will be hired as full-time employees. We have an increase in temporary workers over the past five months, with the increase in the financial sector.

When we see an increase of temporary workers or this is just the way it’s going to be for the year 2010?

The answer: no, you always good to see an increase of part-time workers and temporary workers after a recession. For the year 2009 we seen an increase with temporary workers. The temporary workers that you’re seeing now that have jobs, companies will look at them for full-time employment. What this means is that they will convert them as far as working more hours and then eventually into a full-time employment work. This will happen as the economy recovers.

For the jobs out there and for job seekers, what is the best advice for the unemployment?

The answer: one thing is interesting that the optimism is that 1 million people have been hired per month over the past three months. There has been more job losses, we are seeing the melting of the unemployment slowly to the employment as we go into the year 2010. If your looking for work, you just have to be out there looking for work every day. You have to stay tenacious looking for work day in and day out. Go back to that company within 2 to 3, or 4 weeks know that you’re interested in the work and don’t give up.

What’s the biggest mistake that job seekers are making right now?

The answer: a lot of people got caught up in e-mailing to many resumes instead of seeing people in person to get the job. A lot of people who go through unemployment on the interviews have a disposition of not being positive. When you go on these job interviews will be upbeat and very positive. You have to betray being positive to the company that will possibly hire you. What these companies want to do is they want to envision how you will be interacting with the company when you go to work there.

What about the salary situation, what if you do land that job what is the income salary you can expect? Do you think that you would you hire salaries are what are the standards?

The answer: most likely not going to see any gains for the salary for this year being hired. Compaines will have the upper hand and the reason for this is because there is more of a pool of people that can be hired. 15.4 millions Americans right now are unemployed. However, the top performance employees are where companies are putting their dollars to reinvesting into their employees as an asset to the company. Therefore, you can look for higher salary for the employees that have held onto their jobs in the year 2010.

We encourage you to sign up and subscribe to our subscription by e-mail. All e-mail subscribers will get a free copy PDF format on ‘Finding Recession Proof Jobs’.

Money is big talk for the year 2009. We have complete video coverage to help you save money in a recession. Money well saved is money well used. We know each penny saved adds up to $100.00 to $1,000.00 of dollars. How can save money in a recession?

10 Quick Tips To Save Money

Money, according to a classical definition, is what money does. And truth, as they say, is like a rubber band. Stretch it and it can do wonders. So if we can really make money in order to do whatever we want, there is nothing like that.

To provide 10 quick tips to save money is almost like a first-aid approach to a very intricate problem perhaps faced by almost each of us. It is important to know how to manage money efficiently to ensure bulky savings. Whether to save some part of what we have to spend or whether to spend at all on a service or commodity should be the first question to be answered.

Firstly in case of large investments, the first step for a prospective buyer is to identify and correlate the valuable item or service with need or desire. It is better to test its utility first, for example, by borrowing it for a fixed time period. If you are satisfied and convinced about its necessity and think that you really need that, you may buy it. But to save money, you as a wise consumer must find the best seller in terms of comparative pricing, quality & market reputation.

For lower priced items, one has to shop for the lowest prices, also keeping an eye on the quality aspect.

For example, if you take the instance of buying clothes, the best purchase is off-season discount sale, wherein you can get good clothes at cheap rates.

For financial investments, like the stock market, follow the golden rule of buying volatile stocks when the price of an item is down & sell it when it is at a high. The profit thus earned can be invested in the equity market for steady items.

Today’s Internet has provided the best opportunities to shop vigorously for the best price before you actually drop the money. Especially for insurance, loan facilities and financial management, one is spoilt for choices. Proper analysis of rates and amortization goes a long way in saving even hundreds of dollars in a year.

Change of plan in case of services like telephone, insurance, etc. can save you costly dollars provided you simply have the knowledge about the best existing plan.

Making a monthly budget for buying the essential items and regulating the number of luxury items can yield considerable savings.

Expensive weekends and extravagant outings should be replaced by reasonable excursion for wholesale entertainment.

Proper food planning and food habits result in better living, both financially and mentally. Stay healthy and you can save on medical bills. Having a proper food plan also prevents food from being wasted.

Paying the bills within due dates provides invaluable savings, because, in this case, as you have to pay, it is better to pay in time to avoid penalty.

If you are an employer, you should encourage flexible job responsibilities for your task force, making each one compatible with the work within a department. This will help in cutting down employees cost and help complete a task within time, even if someone is absent.

There are obviously several other ways to save money and lead a frugal life without tension. It is always told that money saved is money earned. Just keep it in mind and stay happy.

General Motors Corp. dealers across the nation begin getting word from the company on whether they will be cut.

General Motors Corp. on Friday told about 1,100 dealers, or nearly 20 percent of its U.S. network, that they will be fired by the automaker late next year because their sales are weak.

GM’s announcement is more bad economic news for dealers, communities and businesses still reeling from Chrysler’s similar nationwide dealer cuts a day earlier. Both automakers are scrambling to reorganize and stay alive in a severe recession that has devastated sales of cars and trucks.

The cuts are part of a larger GM plan to drop 2,600, or nearly 42 percent of its 6,200 dealerships as the automaker tries to restructure outside of bankruptcy court and become profitable again. Thousands of jobs will likely be lost and governments will lose untold dollars in tax revenue as dealerships are forced to close.

Besides the 1,100 dealership cuts, the company will provide updates to about 470 Saturn, Hummer and Saab dealerships on the status of those brands, which it plans to sell.

Friday’s cuts will not be the last. GM said it expects to lose more dealers through attrition. Ultimately, about 90 percent of the remaining dealerships will stay with GM, the company said.

Both Chrysler and GM say they are cutting the number of dealers because they have too many outlets that are too close to each other, and the competition drives down prices. But as the ranks of dealers thin and competition decreases, that likely will mean higher prices for car and truck buyers.

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As GM and Chrysler lost market share to Japanese and other overseas brands, the automakers, as well as Ford Motor Co., ended up with too many dealerships. Many are barely getting by and can’t afford to upgrade their facilities or hire the best personnel to compete with the Japanese, who have far fewer dealerships.

In the 1980s, GM, Chrysler and Ford controlled more than 75 percent of U.S. sales, but that dropped to 48 percent last year. GM alone held nearly 51 percent of the market in 1962, but only 22 percent last year.

GM likely will go into bankruptcy protection on June 1, 2009 but it’s starting to negotiate deals ahead of the filing to speed up the Chapter 11 process.

President Barack Obama is getting together with his top economic advisers as the U.S. recession shows signs of abating.

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Often the Goverment cannot do it all even for GM, and other financial institutions. The crisis is still the over whelming cloud of darkness that’s holding the over all economy back into recession right now. Other reasons? Taking off the toxic assets from the banks and homeowners are worried about going into foreclosure.

What can be done for the average Joe who’s making a daily living and needs the life line of money in his pocket for his family?

How To Build Wealth and Keep It!

Building Wealth – Millions of people all over the world seek the key to building wealth, yet it remains an ever elusive achievement to even those that have more resources than the average Joe and Jane. In fact, it doesn’t matter if your black, white, Latino, Asian, Christian, Buddhist, Muslim, Brazilian, Japanese, Kuwaiti, British, German, Spanish, Italian, Cuban, Chilean, American, or Canadian, the key to building wealth is the same no matter your nationality, ethnicity, race, or religion.

Yet so many people seek so many different solutions such as skipping from Merrill Lynch to Goldman Sachs to J.P. Morgan, to seeking out independent financial consultants, to speculating in assets they don’t understand, to buying investment newsletters to do their research for them. And the great majority of people that have been searching in this manner to build wealth are still searching today.

Why?

The answer is quite simple. All of these investors have a common denominator of failure and one lacking common denominator that is highly predictive of success. Their common denominator of failure that binds them together is the fact that all of their searches to build wealth were motivated by the desire to find the easy way out to build wealth. The placement of their money in someone else’s hands to manage, the purchase of newsletters to provide their stock picks for them, and the greed driven behavior of gambling in speculative assets. Their common missing ingredient and their reason for lack of success, is their refusal to seize personal responsibility for learning how to manage their own money.

So the million dollar question is literally this: What is the fastest way to build wealth?

The Answer: Take the time to learn a proper investing system, seize responsibility for your financial future, and manage your own money.

Unfortunately there are truly not any viable alternatives to this answer. We’re here to show you why. Below we provide 101 Reasons Why Managing Your Own Money is the Quickest Way to Build Wealth

(1) No financial consultant or investment firm will ever care more about the performance of your portfolio than you. Reasons (2) and (3) are quite lengthy because they help clarify reason (1).

(2) This is perhaps the second most important reason. Most people realize that most financial consultants are nothing more than glorified salesmen and saleswomen, even if they do work for a prestigious investment firm. I’m not sure what the statistics regarding this are, but the next time you speak to the branch manager of your brokerage house, ask him to see the annual returns of the top five best-paid financial consultants in his office for the last five years. Then ask him which financial consultants in the office have earned the best returns for their clients over the last five years and ask to see these returns. Don’t let the branch manager answer your questions by giving you the annual returns of the best five internal or external money managers that the investment firm utilizes. This response does not answer your question. First of all, it is highly unlikely that the top producers hire the top five best performing money managers year after year as any major global investment firm utilizes hundreds of money managers.

By this, I mean that most financial consultants make zero decisions about what stocks are purchased with the money that you give them. They hire either internal or external money managers to do this for you. You want to find out what returns the top five best-paid producers in your office earn annually for their clients based upon the mix of money managers they hire for their clients. If a branch manager refuses to divulge this information, you have to wonder why? If they tell you they do not know, why would it be of so little significance to the firm what kinds of returns the top producers earn for their clients that they don’t even track this information?

And if they know, but won’t tell you, why would they not release this information? Shouldn’t the best paid financial consultants in any office be earning their clients the best returns year after year after year over any other financial consultant by a very wide margin. And if not, why are they being compensated so highly? The answers to these questions, if you receive honest answers, should reveal that great salesmen are compensated very handsomely by their firms while almost zero premium is put on the ability of a financial consultant to earn great returns for their clients.

(3) Building on point (2), many investors will then say, OK. I’ll find myself the financial consultant, the one that falls in the top 0.5% of all consultants that really know what they are doing, and I’ll hire him or her. Here is why they are wrong again. Because most people never take the time to properly learn how to invest themselves, they never can understand the investment strategies of those that truly know what they are doing. This lack of understanding, despite any efforts on behalf of the consultant to educate the client, inevitably leads to incessant questioning of this consultant’s actions, strategies, etc. which can grow very tiresome very quickly.

I have dropped large accounts in the past because of such meddling, sophomoric behavior from clients that had a lot of money. Consultants that truly know what they are doing, despite their efforts, can not educate you fully in 3-4 hours time if you have been conditioned for years to believe the nonsense that global investment firms have taught you. Furthermore, because great consultants realize that so many widely believed concepts about investing are nonsense, and have achieved their great performance by realizing this, they will constantly be fighting an uphill battle against clients that believe this nonsense. Therefore the chances that they would keep these clients in the long run are slim to none.

Even if one finds the rare consultant that truly knows what he or she is doing, and truly has outperformed the markets significantly year in and year out, because these types of consultants invest so differently than the status quo, any lack of exposure to such intelligent investment strategies will undoubtedly cause fear. It is human nature that ignorance leads to fear. In turn, fear causes incessant badgering and questioning, a behavior that 100% of the time will cause a great financial consultant to terminate a relationship with a client.

Because great consultants achieve their outperformance by making decisions that go against the grain of what 99% of other financial consultants do, a great level of understanding of how to invest properly is necessary for one to even to maintain a relationship with a great consultant.

In the end, even if one doesn’t wish to manage his or her own money AND even if one is able to find that rare 1 in 1,000 financial consultant that really knows what he or she is doing, one still needs to learn a comprehensive investment system just to maintain a healthy relationship with their knowledgeable consultant. Ultimately, this is why you should learn to manage your own money!

(4) Global investment firms always tout a message of trust in their commercials. But where is the historical performance that merits that trust? 6% to 10% a year?

(5) 6% to 10% will never help you build wealth. You must learn to at least earn 15% to 25% or more every year. At 8% a year, it will take you 9 years to grow $250,000 to $500,000 and 18 years to grow $250,000 to $1,000,000 in a non-taxable account, not considering the erosion in purchasing power due to inflation. At 25% a year, it will take you less than 7 years to grow $250,000 into a $1,000,000 in a non-taxable account. That’s the difference between building wealth and preserving wealth. 6% to 10% a year helps you preserve wealth, not build it.

(6) Major global firms will NEVER find the best stocks in the global market and hold them in your portfolio.

(7) Reason (4) is true because major firms coverage of small and micro cap stocks are appallingly light. Firms must provide extensive coverage of large cap stocks , the Genentechs, the IBMs, the McDonalds, the General Electrics of the world to appease their clients. However, the Microsofts of the future are small and micro cap stocks now. You can’t build wealth buying and holding the IBMS of the global stock world.

(8) Information technology and the flattening of the information world now makes it easier for you to be much more knowledgeable than any financial consultant employed by any of the major investment firms.

(9) Financial consultants, because of the payout grid that dictates their salaries, are often motivated by selling you the highest commission based products, not necessarily what is in your best interest.

(10) Investors that have actually built wealth through investing like Warren Buffet, George Soros, even Mark Cuban, have all managed their own money. Investors that have already amassed great wealth employ money managers. That should tell you something about what’s necessary to build wealth.

(11) Even large global investment houses only have the resources to track about 1,500 stocks. There are estimated to be over 75,000 stocks that trade globally. Investors want coverage of the most popular stocks in their country which means that the great majority of stocks that firms’ analysts cover are large cap domestic stocks. When I worked for a large Wall Street investment house, many times stocks I wanted to buy that were traded in China, stocks that returned triple digit returns in less than a year, had zero coverage at this firm. You want to own the best stocks in the world, you have to manage your own money. Give your money to someone else to manage, and chances are very very high that you will never own the best stocks and opportunities in the world.

(12) There is a reason why you consistently hear statistics like 3% of individuals own 95% of the wealth, no matter what country you visit. The reason is that these 3% of people took the time to learn how to manage their money themselves and thus have truly built wealth. If you don’t believe that your returns should be limited to the knowledge of your financial consultant, then manage your own money. For example, how many times have you asked your financial consultant, I’d like to invest in gold, or I’d like to invest in dollar declining funds, or I’d like to invest in Chinese markets, only to have your financial consultant stare at you blankly and say, “the safest way to invest is what I’m doing for you now.”

I once heard this anecdotal story. A wealthy individual asked his financial consultant, one of the top producers at his firm, why he didn’t own any stocks in the Chinese stock market. The consultant said just give me some time and I’ll get you a list of stocks that we can buy. When he produced the list, the list contained the American-based Chinese restaurant chain P.F. Changs stock. If this is the kind of advice a top producer gives, you may think how can he be a top producer? Just read this entire list, and you’ll realize how easy it is for these types of situations to exist at top investment firms.

Although this list contains 101 reasons, for the sake of space, we cannot list all 101 reasons here. To read the rest of this “101 Reasons” list, please follow the link below.

Losing a job today is very scary, especially with the recession we are having right now. With the alarming job losses will only increase around 9% of unemployment across the board in the USA. With that in mind we hope this information we provide you will help love your job.

“I hate this job!” You hear this often from people who are not satisfied with the job they hold. But they can’t take this thing called “job” away from them because it brings food to the table, buys them clothes and shoes to keep them in fashion, buys medicine to keep them healthy, and pays for almost everything they need on a day-to-day basis. Technically, it’s ironic that something like a “job” would be hated by so many people when it can bring them many benefits.

Do You Love Or Hate Your Job?

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Psychologically, if you hate your job, it only means it’s something you do against your will. Anything that resists a flow makes the flows difficult. Similarly, anything that assists a flow makes the flow move faster.

Equating this with the way you may think about your job, if you put “love” instead of “hate” to your job, work becomes easier for you. This will make you more productive. The company will profit more. As a result, they will pay you more. Then, everybody becomes happy.

If you are the employer, you can also do many positive changes that will benefit your employees. In the end, you will be the biggest beneficiary of this change.

You can start by putting up slogans around the walls of the workplace. These slogans may promote unity and harmony between management and staff where everyone will benefit out of it. These slogans may suggest positive attitudes that will form part of their work habits. There is power in words. These words, once written on slogans, will guide your staff to change in positive ways. It would be wise to turn these words into action. In time, the “I hate this job” chant becomes “I love this job”. This improvement in work attitude will be reflected in turnover of employees. As an employer, you will find less people leaving the company and more employees being satisfied.

Visitors visiting your company will be impressed with the slogans you place on the walls of your work place. So make them as meaningful as possible.

If you’re the employee, you must make a change in the way you think about your job. It cannot be denied that hating or loving a job has a lot to do with the way you treat it.

There are many instances wherein an employee does not see the good side of his job until he has left or lost it. You need not wake up one morning to this kind of scenario. To avoid this, let the good side of keeping your job pervade your thoughts.

Here’s another formula to make you love your job. Treat your job as though you are doing voluntary work. Think of your job as though you are helping the needy without expecting anything in return. You will be astonished with the result it will bring to your heart, health, and pocket. Treating your job as a volunteer work makes you work wholeheartedly, without any resistance.

It’s either you keep your job or you don’t. Hating it is not an option.

Crisis on the job market continues to grow as hurricane “Job Auction Off Jobs” whipping out a half million jobs that are gone for good. The hurt and pain continues to grow as the jobless rate hits an all time high of 6.7 percent rate.

Expert says it can be as high as 8.0 – 9.0 percent by the year 2009 with job loss claims. If GM, Ford and Chrysler don’t get the bail out from congress you can expect more jobs being auctioned off from 2 million to 3 million jobs.

While everyone is hurting across the board of USA the storm will continue to bite more off until 2010. “Hold on to your money. Hold on to you homes.” Many are slipping away to being homeless and car less. The impact is hitting all time high with over 500,000 jobs being lost. We have not seen this many jobs gone for over 34 years.

Desperate For Jobs

Many are searching and finding no jobs that will have a security impact for good health benefits, good paying wage and pension plans. The scary sad news continues to hit employers to strike back for less hours for employees. Don’t be surprised to see a full time job turn into a part time work. If you hold a part time job more than likely they will cut more your hours back.

On The Rise Crime and Divorce

With the more increasing pressure to make a living, you can expect higher rate of crime and divorce on the increase. In fact the stress levels are boiling point inside the home causing physical violence and abuse to continue. Each person who lost their job a horrific story is behind dark doors.

When Will We See The Economy Back?

That’s a good question. Officially we are in a recession starting this month in December of 2008. Media has been flirting with recession talks and writing about the storm swiping across USA. Now that hurricane “Job Auction Of Jobs” is here, be prepared to go along with ride and shelter your self with family and deep pockets with money. President elect Obama mentioned ‘this is going to get a lot worse before getting better.’

When Do You Think The Economy Will Change For The Better?

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How much more can we take? The domino effect of losing your job, then family crisis of losing your martial mate, marriage and homes are under critical attacks. 9news and other major reporting media in Colorado saying ‘we have not been hit that hard’ are missing people who are living on the streets. How is the economic crisis effecting you? Let us know!